OUR SERVICES
Ferries & Passenger Boats Insurance
Coverage That Keeps You Moving
Protection for Your Vessel, Crew & Passengers
Operating a ferry or passenger vessel means taking on unique risks, from liability claims to vessel damage and passenger safety concerns. Whether you run a scheduled ferry service, a charter operation, or a sightseeing boat, having the right insurance is essential to protect your business, crew, and passengers.

Our tailored insurance solutions provide financial protection against unexpected incidents, ensuring that you can operate with confidence and security.
Insurance Designed for Passenger Operators
Comprehensive Coverage for Ferries & Tour Boats
Hull & Machinery Insurance
Covers physical damage to your vessel, including damage caused by collisions, extreme weather, fires, and mechanical failures.
Protection & Indemnity (P&I) Insurance
Provides liability protection for passenger injuries, third-party property damage, and environmental claims, ensuring compliance with maritime regulations.
Passenger Liability Insurance
Covers medical costs and legal fees if a passenger is injured on board, reducing the financial burden of personal injury claims.
Business Interruption Insurance
Provides compensation for lost income if your vessel is temporarily out of service due to an insured event.
Crew Medical & Accident Coverage
Ensures that your crew members receive medical treatment and wage compensation if they are injured while working.
Pollution Liability Insurance
Covers fuel spills, environmental cleanup costs, and legal fees, protecting you from regulatory fines and compliance issues.
Your Questions Answered
Understanding Coverage for Passenger Vessel Operations
What types of insurance do ferry and passenger boat operators need?
Ferry and passenger boat operators typically need hull & machinery insurance, protection & indemnity (P&I) coverage, and passenger liability insurance. These policies cover vessel damage, crew and passenger injuries, liability claims, and pollution risks.
Does insurance cover passenger injuries on my boat?
Yes. Passenger liability insurance covers medical expenses, legal fees, and compensation for injuries that occur on board. This is essential for tour boats, charter vessels, and ferry operators, where passenger claims can result in significant financial liability.
What happens if my ferry or passenger boat is damaged in an accident?
If your vessel is damaged due to a collision, grounding, or severe weather, hull & machinery insurance covers the repair or replacement costs. Business interruption coverage can also help compensate for lost revenue while the vessel is out of service.
How does pollution liability insurance protect ferry operators?
Pollution liability insurance covers the costs of fuel spills, accidental pollution cleanup, and regulatory fines. Passenger vessels are subject to strict environmental regulations, and this coverage helps operators comply with maritime pollution laws.
Does ferry insurance cover mechanical breakdowns?
Standard hull & machinery insurance covers damage resulting from insured events, such as fires, collisions, or equipment failures due to covered risks. Additional mechanical breakdown insurance may be needed for engine failure or unexpected maintenance issues.
Can I get insurance for a fleet of passenger boats?
Yes. We offer fleet insurance options that allow ferry operators and tour companies to insure multiple vessels under one comprehensive policy, ensuring consistent protection for your entire fleet.