OUR SERVICES
Marine Contractors Insurance
Protection for Work on the Water
Insurance Designed for Marine Construction Professionals
Marine construction is a high-risk industry that involves heavy equipment, complex engineering projects, and exposure to environmental hazards. Whether you specialize in dock building, dredging, underwater welding, or marine engineering, your business needs coverage that protects against property damage, liability claims, worker injuries, and environmental risks.
We offer tailored insurance solutions designed specifically for marine contractors, helping you mitigate financial risks and stay compliant with industry regulations.
Coverage for High-Risk Marine Projects
Protecting Your Business, Equipment & Employees
General Liability Insurance
Covers third-party injuries, property damage, and lawsuits related to marine construction projects.
Contractors Equipment Coverage
Protects cranes, barges, diving gear, and other specialized marine equipment from theft, damage, and breakdowns.
Marine Liability Insurance
Provides coverage for accidental damage to vessels, docks, or structures while working on-site.
Workers’ Compensation Coverage
Ensures that employees receive medical care, lost wages, and rehabilitation support for work-related injuries.
Pollution & Environmental Liability Insurance
Covers cleanup costs, legal fees, and environmental fines related to oil spills, dredging runoff, or hazardous material disposal.
Business Interruption Insurance
Compensates for lost income if construction projects are delayed or halted due to a covered event, such as weather damage, equipment failure, or regulatory shutdowns.
Your Questions Answered
Understanding Coverage for Marine Construction Businesses
What types of businesses need marine contractors insurance?
Marine contractors insurance is essential for businesses that perform construction, maintenance, or engineering work on or near water. This includes dock builders, dredging companies, underwater welding contractors, seawall engineers, and marine salvage operations. These businesses face unique risks that traditional contractors' insurance does not cover.
Does marine contractors insurance cover equipment damage?
Yes. Contractors equipment coverage ensures that specialized marine machinery, barges, cranes, diving gear, and heavy tools are protected from theft, vandalism, accidental damage, and breakdowns. Since marine construction relies on expensive, specialized equipment, having this coverage prevents significant financial losses.
Why do marine contractors need pollution liability insurance?
Marine construction often involves fuel storage, dredging, and hazardous material handling, which can lead to environmental contamination. Pollution liability insurance covers cleanup costs, regulatory fines, and third-party lawsuits if your business is responsible for oil spills, chemical leaks, or water contamination
How does Workers’ Compensation and USL&H insurance protect marine contractors?
Workers in the marine construction industry face risks from diving operations, heavy lifting, falling hazards, and working around large machinery. Workers’ compensation and USL&H insurance ensures that injured employees receive medical treatment, wage replacement, and rehabilitation services, reducing the financial impact on both workers and employers.
What happens if my construction project is delayed due to weather or equipment failure?
Business interruption insurance provides financial compensation for lost income and additional expenses if a marine construction project is delayed due to a covered event like severe storms, equipment breakdowns, or regulatory shutdowns. This helps keep cash flow steady and cover unexpected costs.
Can marine contractors insurance cover multiple job sites?
Yes. If your business operates on multiple marine construction projects simultaneously, we offer customized policies that ensure coverage for various locations, work crews, and equipment under a single insurance plan.