OUR SERVICES
Tugboat & Barge Insurance
Coverage That Moves with You
Protection for Your Vessel, Crew & Operations
Tugboats and barges are essential to the maritime industry, handling cargo transportation, offshore construction, and docking assistance. These vessels operate under intense conditions, facing risks such as collision damage, sinking, crew injuries, and cargo loss. Without the right insurance, a single incident could result in significant financial loss.

At our company, we provide tailored coverage for tugboat & barge operators, ensuring that your fleet, crew, and cargo are fully protected.
Insurance Built for the Realities of Marine Work
Comprehensive Coverage for Towing & Barge Operations
Hull & Machinery Insurance
Covers physical damage to your tugboat or barge, including losses caused by collisions, sinking, weather-related damage, and mechanical failures.
Protection & Indemnity (P&I) Coverage
Provides coverage for crew injuries, passenger liability, third-party property damage, and environmental claims, ensuring compliance with maritime laws.
Cargo Liability Insurance
Protects against loss or damage of transported cargo, covering everything from heavy machinery to bulk materials.
Pollution Liability Coverage
Covers fuel spills, environmental damage, and legal fees associated with accidental pollution, helping you stay compliant with regulatory requirements.
Business Interruption Insurance
Provides compensation for lost income if your tugboat or barge is temporarily out of service due to an insured event.
Crew Liability & Medical Coverage
Ensures that your crew is protected with medical expense coverage, lost wages, and accident benefits in case of an injury.
Answers to Your Most Pressing Questions
Understanding Coverage for Your Marine Business
What types of insurance do tugboat and barge operators need?
Tugboat and barge operators typically need hull & machinery insurance, protection & indemnity (P&I) coverage, and cargo liability insurance. These policies help cover vessel damage, crew injuries, liability claims, and cargo losses, ensuring financial security for both small and large marine operations.
Does barge insurance cover cargo damage?
Yes, but only your liability to the cargo owner while that cargo is on the barge being towed by your tugboat or towboat. This is called Cargo Liability insurance and usually built into the P&I.
Why is pollution liability insurance important for tugboat owners?
Pollution liability coverage protects tugboat operators from financial and legal consequences if their vessel accidentally spills fuel, oil, or other hazardous materials into the water. Marine pollution fines can be extremely costly, and having the right coverage helps ensure that cleanup costs and environmental liabilities are covered.
What happens if my tugboat is involved in a collision?
If your tugboat is involved in a collision with another vessel, dock, or marine structure, your hull & machinery insurance will cover repairs or replacement costs. Additionally, P&I insurance will provide liability protection for third-party damage claims, legal fees, and possible injury compensation.
How does business interruption insurance help tug & barge operators?
If your tugboat or barge is damaged and unable to operate, business interruption insurance provides compensation for lost income until repairs are completed. This is crucial for businesses that depend on their fleet for daily operations, contract obligations, and revenue generation.
Can I insure multiple tugboats and barges under one policy?
Yes. We offer fleet insurance solutions for businesses operating multiple vessels, allowing for cost-effective coverage that protects all assets under one comprehensive policy.