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Ocean & Air Cargo Insurance

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Reliable Coverage for Global Shipments

Protecting Freight from Port to Destination

Transporting goods by sea or air comes with a wide range of risks, from cargo theft and damage to delays and unforeseen losses. Whether you're shipping commercial freight, perishables, or high-value cargo, having the right insurance coverage ensures that your shipments are financially protected at every stage of transit.



We offer tailored insurance solutions for businesses that rely on ocean and air freight, providing coverage that meets industry regulations while safeguarding against financial losses.

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Comprehensive Protection for Your Shipments

Coverage Designed for Freight Logistics

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All-Risk Cargo Insurance

Covers cargo against theft, damage, or loss while in transit, whether by ocean vessel or aircraft.

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Named Perils Coverage

Provides protection for specific risks, such as fire, collision, vessel sinking, or natural disasters.

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Warehouse-to-Warehouse Protection

Extends cargo coverage from the origin point to final delivery, ensuring shipments remain protected even while in storage.

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Contingent Cargo Insurance

Covers shipments that are underinsured or uninsured due to carrier limitations, providing extra protection for logistics companies and exporters.

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Freight Forwarder Liability Coverage

Protects logistics companies against financial losses due to cargo mishandling, delays, or contractual liability claims.

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Refrigerated Cargo Insurance

Covers perishable goods in case of temperature fluctuations, refrigeration failure, or contamination during transit.

Answers to Your Shipping Insurance Questions

What You Need to Know About Cargo Coverage

  • What does ocean cargo insurance cover?

    Ocean cargo insurance protects shipments transported via sea freight against risks like weather damage, theft, loss, or container accidents. Coverage can also include delays, customs rejections, and salvage costs. Depending on your policy, it can apply to individual shipments or an entire freight operation.

  • How does air cargo insurance differ from ocean cargo insurance?

    Air cargo insurance covers goods transported via air freight, protecting against theft, damage, mishandling, and delays caused by airline issues. Since air cargo is often more expensive and time-sensitive, policies can also cover express delivery failures and loss due to security breaches.

  • What is warehouse-to-warehouse coverage, and do I need it?

    Warehouse-to-warehouse coverage ensures that your cargo is protected from the moment it leaves the supplier's warehouse until it arrives at its final destination. This is essential for importers, exporters, and businesses with complex supply chains, as it covers transit risks even while cargo is stored in third-party warehouses.

  • How does contingent cargo insurance work?

    Contingent cargo insurance provides backup coverage when a carrier's liability policy falls short. If a shipping carrier fails to fully cover a damaged or lost shipment, contingent insurance ensures that your business is not left with financial losses. This is particularly useful for freight forwarders, third-party logistics companies, and exporters.

  • Is perishable cargo covered under standard freight insurance?

    Not always. Standard freight insurance typically does not cover spoilage or contamination due to temperature changes. If you're shipping seafood, pharmaceuticals, produce, or frozen goods, you need refrigerated cargo insurance to cover losses caused by cooling system failures or transit delays.

  • What happens if my cargo is lost at sea?

    If a vessel encounters an accident, fire, or storm, causing cargo to be lost overboard, your ocean cargo insurance policy will compensate you for the value of the lost goods. In cases where the shipowner declares general average, our policy ensures that your portion of the shared financial burden is covered.

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